National DPA

HCA launched National Down Payment Assistance (DPA) Programs with a successful two year pilot and is now expanding! These innovative programs bring a new methodology to delivering DPA to any geography across America, and recently were selected as a Spotlight Innovation by Brookings Institution and Economic Architecture.

As a 501c3, all donations are provided with tax deductible contribution letters, and these programs are made possible through corporations, private foundations, and individuals seeking to make a difference. Funds are permanently restricted to align with the donor's desired beneficiaries and geographies. Our program supports homebuyers as well as funding for HUD Approved organizations who help underserved communities access credit through homebuyer education and pre-purchase housing counseling.

HCA will compliantly administer programs with long-term impact tracking and reporting for Donors.

Let's set up a time with our team to discuss how you can significantly impact homeownership for traditionally underserved communities.

Equity DPA

Down Payment and Closing Cost Assistance loan for BIPOC & LMI

First Time Home Buyers
3% of Purchase Price or up to $9,000 per homebuyer
80% AMI or less, LMI Census Tract, and BIPOC up to 140% AMI Eligible
Forgivable upon sustained homeownership of 5 years
Impact tracking and reporting for donors
HUD-certified housing counseling supports and sub-grants
Eligible with conventional and portfolio first mortgages

Equity Access

Down Payment and Closing Cost Assistance loan for BIPOC & LMI

First Time Home Buyers
80% AMI or less, LMI Census Tract, and BIPOC up to 140% AMI Eligible
3% of Purchase Price or up to $9,000 per homebuyer
Grant at closing
Impact tracking and reporting for donors
HUD-certified housing counseling supports and sub-grants
Eligible with all foxed rate first mortgage types.

Spotlight Innovation Award for HCA's National DPA Solutions

HCA's National DPA Solutions program was selected in the final round of the Valuing Homes in Black Communities Challenge from Economic Architecture and The Brookings Institution. At (org name) we are (unique value proposition), and our structural innovation is helping to (re)design our markets for the public good.

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