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Homeownership Council of America provides
National Down Payment Assistance (DPA) Solutions
HCA offers a suite of National DPA Solutions that help to close the wealth gap in America, and help you fulfill your mission of increasing homeownership in America.
HCA launched National Down Payment Assistance (DPA) Programs in 2022! These innovative programs bring a new methodology to delivering DPA to any geography across America.
As a 501c3, all donations are provided with tax deductible contribution letters, and these programs are made possible through corporations, private foundations, and individuals seeking to make a difference. Funds are permanently restricted to align with the donor's desired beneficiaries and geographies. Our program supports homebuyers as well as funding for HUD Approved organizations who help underserved communities access credit through homebuyer education and pre-purchase housing counseling.
HCA will compliantly administer programs with long-term impact tracking and reporting for Donors.
Let's set up a time with our team to discuss how you can significantly impact homeownership for traditionally underserved communities.
Equity DPA
Down Payment Assistance loan for BIPOC & LMI
- First Time Home Buyers
- 3% of Purchase Price or up to $9,000 per homebuyer
- Forgivable upon sustained homeownership of 5 years
- Impact tracking and reporting for donors
- HUD-certified housing counseling supports and sub-grants
- Eligible with conventional and portfolio first mortgages
Equity Access
Down Payment Assistance grant for BIPOC & LMI
- First Time Home Buyers
- $4,500 homebuyer grant
- Eligible with FHA, conventional and portfolio first mortgages
- Impact tracking and reporting for donors
- HUD-certified housing counseling supports and sub-grants
Our Sponsors
Contact HCA
We are developing new pathways for private donor-directed DPA Funds
Private funds can be directed to specific communities, areas, and partners. Certain restrictions apply in order to maintain compliance. HCA will provide ongoing reporting and impact tracking. This newly formalized program design is being piloted upon regulatory approval.