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    • Special Projects
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  • National DPA
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  • National Advisory Council
  • About Us
  • Contact Us
  • Special Projects
  • Job Opportunities
  • Donate to Help Homebuyers
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Homeownership Council of America (HCA)

Our Mission

We are advancing a wealthier future for all Americans through innovative programs, partnerships, and products that make homeownership more attainable.


HCA provides essential infrastructure and specialized technical assistance to improve outcomes for America’s homebuyers. 

We help lenders reach more underserved homebuyers.

National DPA Platform

National DPA Platform

National DPA Platform

Economically disadvantaged communities and first time homebuyer focused programs, designed to be consistent, impactful, open to all, and to reach scale. 

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CLIMB with HCA

National DPA Platform

National DPA Platform

Strategic planning and affordable product implementation for leading lenders seeking to increase mortgage volume among underserved segments.

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CDFI Supports

National DPA Platform

CDFI Supports

HCA helps with contract underwriting, compliance, technology, and strategic management services, from DPA to 1st Mortgage Lending.

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Homeownership Council of America

National Nonprofit


As a 501c3, we serve our mission by providing unique services and product solutions for mortgage lenders and investors, along with other nonprofits & CDFIs supplying access to credit for the underserved.

Uniquely Experienced

Our leadership team and SMEs bring over 100 years of combined mortgage lending & compliance experience. This mortgage experience is complemented by a long history of nonprofit housing, HUD-approved services, CDFI management, and Special Purpose Credit Programs (SPCP).

Effective and Impactful

We have transformed each organization we work with, bringing them valuable knowledge, concrete processes, enhanced product offerings, and a better-prepared team. We facilitate growth and success.

PARTNER HIGHLIGHT

We're proud to partner with realtor.com and raise awareness of this important subject that affects first-time home buyers.

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Memberships & Licensing

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