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American neighborhood
501(c)3 National Nonprofit

Advancing a Wealthier Future for All Americans

Through innovative programs, partnerships, and technology, we make homeownership more attainable and affordable for underserved communities across America.

National DPA Platform

Real Impact for Real Families

Based on homeowners served across our active DPA portfolio.

96%

Minority Borrowers

64%

LMI Homebuyers

214+

Homeowners Assisted

5X

Wealth Building Results

About HCA

The Only National Nonprofit Dedicated to Expanding Homeownership Infrastructure

Homeownership Council of America develops and expands homeownership through well-designed mortgage products, programs, and delivery systems. We are staffed by deeply experienced mortgage and nonprofit lending professionals with specialized expertise in affordable housing, compliance, and underserved community lending.

CRA-eligible investment programs with documented impact

Deep subject matter expertise in mortgage lending, compliance, and affordable housing

Focused on closing the wealth gap for underserved communities

Learn more about our mission

Ready to Make an Impact?

Whether you're a lender, investor, nonprofit, or community leader — partner with HCA to help more families achieve sustainable homeownership.