Advancing a
Wealthier Future for All Americans
Through innovative programs, partnerships, and technology, we make homeownership more attainable and affordable for underserved communities across America.
Infrastructure for Homeownership
Millions of Americans want to own a home but don't know where to start, or that help exists. The Homeownership Council of America works on both sides of that gap.
With lenders, funders and communities, we build the mortgage products and down payment assistance (DPA) that make homeownership attainable. With consumers, we offer ReadyOwn: free guided, mobile-first tools that walk you across every stage of the homeownership journey, from dreaming about your first home to keeping the one you own.
For Partners
ReadyOwn: Ready for every step.
Free tools to check your mortgage readiness, find down payment assistance programs, and connect with lenders who can help.
The Only National Nonprofit Dedicated to Expanding Homeownership Infrastructure
Homeownership Council of America develops and expands homeownership through well-designed mortgage products, programs, and delivery systems. We are staffed by deeply experienced mortgage and nonprofit lending professionals with specialized expertise in affordable housing, compliance, and underserved community lending.
Learn more about our missionCRA-eligible investment programs with documented impact
Deep subject matter expertise in mortgage lending, compliance, and affordable housing
Focused on closing the wealth gap for underserved communities