Advancing a Wealthier Future for All Americans
Through innovative programs, partnerships, and technology, we make homeownership more attainable and affordable for underserved communities across America.
Infrastructure for Homeownership
We provide essential infrastructure and specialized technical assistance to improve outcomes for America's homebuyers.
Millions of Americans want to own a home but don't know where to start, or that help exists. The Homeownership Council of America works on both sides of that gap.
With lenders, funders and communities, we build the mortgage products and down payment assistance (DPA) that make homeownership attainable. With first time and first generation homebuyers, we offer ReadyOwn: free tools that help people get ready, connect with a housing counselor, find assistance they may qualify for and the lenders who can help.
For Lenders, Funders & Communities
For Homebuyers
Real Impact for Real Families
Based on homeowners served across our active DPA portfolio.
89%
Minority Borrowers
68%
LMI Homebuyers
263+
Homeowners Assisted
10
States Active
The Only National Nonprofit Dedicated to Expanding Homeownership Infrastructure
Homeownership Council of America develops and expands homeownership through well-designed mortgage products, programs, and delivery systems. We are staffed by deeply experienced mortgage and nonprofit lending professionals with specialized expertise in affordable housing, compliance, and underserved community lending.
CRA-eligible investment programs with documented impact
Deep subject matter expertise in mortgage lending, compliance, and affordable housing
Focused on closing the wealth gap for underserved communities