With over 100 years of combined mortgage lending experience on our core team, HCA brings a unique approach and community lending expertise to facilitate your success.
Homeownership Council of America works with both nonprofit and corporate homeownership lending partners. We develop sustainable mission-business models, innovative products with liquidity, and programs that reach underserved communities. HCA provides a growth path for CDFIs and HUD-Approved Housing Counseling Agencies through our Community Lending Initiatives in Mortgage Banking (CLIMB) program. We help nonprofits ‘CLIMB the Lending Ladder’ and Community Lenders reach their goals in affordable homeownership. CLIMB helps active lenders grow by enhancing their value proposition, product offerings, and capital markets outlets to create long-term sustainability. CLIMB aims to increase overall service to underserved communities nationally. The CLIMB program helps organizations enhance their model while increasing services and credit options for the least served consumers in their market area.
Lending Ladder Infographic Copyright HCA 2018
– Sara Morgan, COO, Fahe
a national direct lender & CDFI
-Myra Martinez, Deputy Executive Director, Affordable Homes of South Texas
-Sabrina Seaman, Deputy Director, Clinch Powell
-Helen O'Sullivan, CEO, NWOC
-Tom Manning-Beavin, Executive Director, Frontier Housing
– John Dillow, CFO, Eastern Eight CDC
We do our homework on your organization to come to the table informed and ready to add value to your operation.
We hold virtual sessions over several weeks between our SMEs and your senior leaders. We go through every area of operation to identify gaps, develop plans, and gain consensus. Together we prepare for the implementation of positive change.
We provide you with a written plan and applicable resources of the action steps for each area of your operation. Every plan includes follow-up and accountability tracking to help your team achieve your goals.