ReadyOwn
Your personalized path to homeownership — now live in Beta! Free for consumers, housing counselors, and homebuying professionals.
Who Can Use ReadyOwn?
The Beta is open and free for everyone in the homeownership ecosystem.
Homebuyers
First-time and aspiring homeowners looking for DPA programs, educational resources, and guidance.
Housing Counselors
HUD-approved counselors who want to help clients find and connect with the best programs for their situation.
Homebuying Professionals
Real estate agents, nonprofit partners, and community organizations supporting homebuyers on their journey.
Everything a Homebuyer Needs in One Place
ReadyOwn brings together DPA program discovery, mortgage readiness tools, and lender connections — free, with no sign-up required.
No Sign-Up Required
Browse DPA programs, readiness tools, and resources instantly — no account needed.
100% Free
ReadyOwn is a free public resource from HCA, a 501(c)3 nonprofit. No ads, no lead selling.
50 States Covered
National DPA database covering programs in every U.S. state — local and national options.
Built for Everyone
Designed for consumers, housing counselors, real estate agents, and other homebuying professionals.
3,500+ Down Payment Assistance Programs — Searchable & Free
Browse a comprehensive national database of DPA programs filtered by your state, county, buyer type, and assistance type. Each listing shows max assistance amounts, coverage area, and approved lenders — with no sign-up required.
3,500+
DPA Programs
50
States Covered
900+
Grant Programs
- Filter by ZIP code, city, county, or state
- Compare up to 3 programs side-by-side
- Grant, forgivable loan, deferred loan & more
- Direct connections to program providers
Know Before You Go — Mortgage Readiness Tools
The Mortgage Readiness Center walks homebuyers through a 23-step checklist, an affordability calculator, and a glossary of key terms. It's the education layer that turns curious renters into confident buyers.
23
Checklist Steps
Free
Affordability Calc
HUD
Approved Counselors
- 23-item homebuyer preparation checklist
- Affordability calculator (how much home can you afford?)
- Assistance type comparison guide
- HUD-approved housing counselor locator
Connect with Lenders Approved for Your Program
Every DPA program listing includes approved lenders who are ready to originate that specific program. Homebuyers can see who's qualified and connect directly — no cold calls or guesswork. Full Lender section with profiles and matching launches July 2026.
Live
Program Lenders
July
Lender Profiles
Free
No Lead Fees
- Program-specific approved lender lists
- Lenders with DPA experience, not just any lender
- Direct connection from program to lender
- Full lender marketplace launching July 2026
Beta Launch Features
- Search and browse DPA programs by state and county
- Direct connections to program providers
- Mortgage readiness self-assessment tools
- HUD-approved housing counselor directory
- Educational resources for first-time homebuyers
- Mobile-optimized experience on any device
Lender Section Launch
The full Lender section is the next phase of ReadyOwn, launching July 2026. This will give consumers a dedicated experience to connect with lenders experienced in DPA programs and underserved markets.
- Lender profiles with DPA specializations
- Smart matching based on program eligibility
- Direct in-app lender connection requests
- Lender-facing tools for program management
Empowering Homebuyers With the Right Tools
ReadyOwn connects aspiring homeowners with verified resources, program providers, and housing counselors — closing the information gap that prevents 150,000+ families each year from achieving homeownership.
Built by HCA's technology team and guided by our National Advisory Council, ReadyOwn is designed to grow with real user feedback during this beta period.
Sponsorship Opportunities
Support HCA's mission to provide free, verified homeownership resources to families nationwide — helping us maintain this ad-free, lead-free platform for the long term.
$10,000+
- Homepage banner with logo & link
- Recognition on Sponsors Page
- Sponsor badge in search results
- Custom embeddable widget for your site
$5,000+
- Recognition on Sponsors Page
- Sponsor badge in search results
- Custom embeddable widget for your site
$3,000
- Recognition on Sponsors Page
- Sponsor badge in search results
Sponsorship Package
Download our full sponsorship package with platform overview, audience insights, and detailed tier benefits.
View & Download Sponsorship Package13-page PDF • Free download • No form required