Grow Your Mission Lending
A free training series and technical assistance program for Native CDFIs — designed to expand mortgage lending capacity and boost earned revenue in tribal communities.
A Partnership Between
Sponsored by
Built for Native CDFI Lenders
Native CDFIs play a critical role in bringing capital and homeownership opportunity to tribal communities. This program is designed to meet you where you are and help you grow.
Expert-Led Curriculum
Designed by HCA and Fahe — two organizations with decades of CDFI and mission lending experience serving underserved communities.
Peer Learning Network
Learn alongside other Native CDFI leaders facing similar challenges, and build relationships that last beyond the training.
1:1 Technical Assistance
Qualifying organizations may access direct, hands-on TA from HCA and Fahe experts to accelerate your lending growth.
Grow Earned Revenue
Move from grant dependency toward sustainable earned revenue by expanding mortgage lending capacity and product offerings.
Training Series Overview
An 8-hour introductory training delivered as live virtual sessions with recorded access. Topics build on each other and are designed to be taken as a complete course.
How Home Loans Work, Mortgage Readiness & the Loan Application
Fundamentals of how mortgages work, the key players, the loan process, types of loans, key vocabulary, mortgage readiness, prequalification, and the Uniform Residential Loan Application (URLA/Form 1003).
Homeownership in Indian Country: Land, Sovereignty & Special Programs
Understanding the unique land status, sovereignty, and program considerations that affect tribal homeownership — including types of land, tribal sovereignty basics, leasehold mortgages, the HeritageOne® program, and the Section 184 program.
Loan Products: Conventional, FHA, VA, Section 184, and Heritage One
Detailed overview of all six loan products offered through the program — how they're organized, their requirements, and how to match borrowers to the right product.
The Loan Packager's Role: Borrower Intake & Documentation
The packager's responsibilities — educating the borrower, conducting intake, collecting income/asset/credit/property documents, completing the URLA, and understanding what a packager cannot do.
The Mortgage Process: Application to Closing
The full loan process timeline from application through closing — required disclosures, processing, underwriting, appraisal, closing, and how to communicate delays.
Understanding Credit, Income & Assets
How credit reports work, what lenders look for, helping borrowers with thin or damaged credit, how income is used to qualify, types of income, and assets.
Fair Lending, Consumer Protections & Key Regulations
Fair lending laws, prohibited practices, key consumer disclosure laws (TILA, RESPA, HMDA), the SAFE Act and licensing, privacy protections, and ethical responsibilities.
Working with Fahe: Submission, Communication & Next Steps
Who Fahe is, the packager-lender relationship, submitting a file, what to expect after submission, common errors to avoid, and the path forward after training — including resources and the end-of-day capstone assessment.
Register & Tell Us About Your Organization
Sign up for the training series and take our short intake assessment so we can better understand where you are and how to support you best.
Register for the full training series below. We encourage every organization to complete the entire course.
Training Series Registration
Free • Virtual • Live + Recorded
Questions? We'd Love to Talk.
Reach out to learn more about the training series, technical assistance, or how HCA and Fahe can support your lending mission.
With gratitude to First Citizens Bank for their generous sponsorship of HCA's overall programs.
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