The Annual Trailblazer Award
Honoring trailblazing lending industry leaders who have made the greatest impact for underserved communities in the pursuit of homeownership for all Americans.
The HCA Trailblazer Award recognizes the lending industry leaders who refuse to wait for change — the mortgage professionals, lending executives, brokers, and innovators who break new ground so that first-generation, low-to-moderate income, minority, and Native communities can reach the closing table.
Each year, HCA honors one lending industry leader whose work embodies the spirit of trailblazing: measurable impact, community leadership, innovation, and lasting influence on the mortgage and housing industry. The award is open to lending industry professionals — not nonprofit organizations. The honoree is announced at our annual industry gathering and profiled across HCA's national network.
2026 Award WinnerMeet Our Most Recent Trailblazer
Homeownership Trailblazer
Patty Arvielo
New American FundingA tireless champion for first-generation and minority homebuyers, Patty Arvielo has spent her career breaking down barriers to homeownership and building pathways for the communities the mortgage industry too often overlooks.
- Co-founded and leads New American Funding, one of the largest independent mortgage lenders in the country
- Pioneered initiatives for Black, Latino, and first-generation homebuyers with tailored lending solutions
- A national voice for affordable homeownership and industry-wide reform
What We Look For
Nominees are evaluated across four dimensions of trailblazing leadership.
Demonstrated Impact
Measurable, lasting change for underserved communities — families housed, policies changed, or systems improved.
Community Leadership
A track record of using their lending platform to lift up first-generation, low-to-moderate income, minority, or Native communities.
Innovation
Pioneered new programs, products, or partnerships that others now follow.
Industry Influence
Advanced the mortgage and lending field through advocacy, mentorship, or thought leadership.
The Selection Process
Nominations Open
Community members, partners, and peers submit nominations for the 2026 Trailblazer Award by October 10.
Council & Board Voting
The HCA National Advisory Council and Board of Directors review the shortlisted finalists and cast their ballots to select the honoree.
Award Announcement
The Trailblazer Award honoree is announced at the annual HCA industry gathering and profiled across our national network.
Submit a Nomination
Tell us about a leader who has made the greatest impact for underserved communities. All fields marked with an asterisk are required.
Nominations for the 2026 Trailblazer Award are due by October 10.
"Trailblazers don't just open doors — they hold them open for everyone behind them."
Homeownership Council of America